What is the procedure of obtaining one’s credit report from Credit Information Bureau (Cibil)?The facility of credit scores for individuals was recently launched by Cibil in association with TransUnion. As a result, any individual who has been using any line of credit (home loan, personal loan and credit card) for a minimum of six months will have a credit score. However, this score cannot be shared with individuals at present. Once the Reserve Bank of India (RBI) comes up with guidelines in this respect, credit scores will be available to individuals.
