My car was inadvertently insured twice with two different insurers. I feel there is no point in keeping both the policies. Which one should I cancel?You are right in thinking that there is no point in keeping both the insurance policies. You should cancel the policy which was issued later. You will, in that case, get proportionate refund of premium. However, if due to some requirements of banks/financial institutions, you need to cancel the policy issued earlier, then refund of premium will be allowed only after retaining it at short period scale for the duration for which the policy was in force.
