I have bought a house in Delhi. What kind of insurance should I look at? You need to ensure the building and the contents of the house. For the building, you can take a separate policy, covering the risks of fire and allied perils. You can also add a cover for earthquake. Alternatively, you may buy a comprehensive householders’ policy. This covers the building and also its contents against various risks. You can also cover your electrical equipment against the risk of breakdown. Jewellery and other valuables can be covered against all risks, including loss within the geographical territory of India.
