If I change my health policy from one company to another, can I carry over my no-claims bonus?When you change your health policy from one company to another, usually the company renewing the policy will give you the credit for the accumulated bonus earned by you during the previous policy periods. Some insurers pass the benefit of no-claims bonus on the basis of renewal notice issued by the previous insurer. Some may, however, first renew the policy without mentioning the amount of no-claims bonus credited on the face of the policy and later pass an endorsement to that effect after receiving a written confirmation from the previous insurer in respect of no-claims bonus. The policy renewing company may also ask you to undergo a medical examination before the grant of the policy.
