Please suggest me a health insurance plan for my entire family comprising my spouse, two kids, my 56-year-old father and my 45-year-old mother.You may take a family floater health insurance plan for your entire family, which means a single policy takes care of the hospitalisation expenses following sickness or accidents for the your entire family. Health insurance is available between the ages of five and 80 years. Children in the age group of 3 months to 5 years can also be covered if the parents are insured. The benefit of taking such a plan is that, unlike a traditional health insurance plan, where the insurance coverage of every member is decided separately, each member of the family is covered under a blanket amount. It will give you the advantage of total sum insured. The premium under floater policies is slightly higher, but it does have merits in terms of coverage available.
Please suggest me a health insurance plan for my entire family comprising my spouse, two kids, my 56-year-old father and my 45-year-old mother.
