
You can always get a duplicate policy bond from your insurance company. For this you need to apply to your insurers in a prescribed form. In order to facilitate the verification process, give the company the premium receipt and other identification proofs.
Further, you may be required to submit an indemnity bond and pay the necessary fees for obtaining duplicate policy papers. Also, in cases where the policy documents have been partially destroyed due to natural causes like fire, flood, earthquake, or other such reasons, the physical remains of the half burnt or destroyed documents may be returned to the insurance company as evidence of loss of policy.