I haven't operated my savings account for over three years. How can I reactivate it?
Usually a bank declares an account inactive when no transaction happens in it for a year. If it stays inactive for over two years, it is declared dormant. In your case, the bank would have declared your account dormant. To reactivate it, you will have to submit an application to the bank along with a photo identity proof. In most cases the account gets activated within 24 hours. If you have not maintained the minimum quarterly average that the bank stipulates, you will have to the pay the necessary charges.